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From Side Hustle to Style Staple: How the SBA 504 Program Helped a Local Brand Take Root

Published Wednesday, August 13, 2025

What does it take to build a standout brand from the ground up?

For Poppy & Pine, it started with creativity, grit, and hustle. What began more than a decade ago as a home-based business has grown into a beloved retail brand known for custom graphic apparel in playful, on-trend designs.

When the company needed a larger facility to keep pace with demand, its lending partner, New Frontier Bank, recommended an SBA 504 loan through the EDC. That investment funded a brand-new, 15,000-square-foot office and warehouse on 2.65 acres in St. Charles County—giving Poppy & Pine the space to reach the next level.

Today, Poppy & Pine is more than just a clothing label—it’s a local fashion staple and a testament to what’s possible when entrepreneurs dream big and put in the work. From custom tees to a new headquarters, the SBA 504 program can help turn big dreams into bigger realities.

Connect with us to see how your company can do the same.